Making Money is not evil – being poor is evil…

Making money is NOT evil, I teach this to my children and some people try to make me feel guilty, ashamed of doing so – as if being poor was a good thing?

Making Money is not evil – being poor is evil…

It’s a quote from a book I just finish reading : Cashflow Quadrant: Rich Dad Poor Dadmaking money is not evil.
It’s an interesting read – I know I’ve read it twice and the reason why I bring up this topic “Making Money” is because of the economy. Really – I look at my kids and I wonder … have I wasted my life? Have I been so busy in the pursuit of my own happiness that I can’t offer more to or for my children because I thought wanting to make more money was “evil”… or maybe because I was simply scared or just too lazy to even try?

This kind of book: how to make money and the mentality behind it – it really makes you stop and think.
making money is not evilYes I know – I am not trying to make it rich or even become rich overnight. But I do have that urge to do more, make a little extra so my kids can have it easy. If anything – learn a couple of money managing or wealth building skills that I could teach my kids so they don’t end up like dear old dad – a slave to a job – always wondering if this recession or the next hard time will destroy all my dreams [ if I have any ].

What parent doesn’t want the best for their kids and who doesn’t dream of “making money effortlessly”… I mean seriously! It’s not like it can’t be done. People today are making money sitting at home in their PJ’s. You have people who make six figure incomes because they came up with some simple application for the iphone that millions just had to buy.

The other reason I bring up the subject of “money is not evil and how to make it”, plus the mentality behind how you think and spend your money – is because of my loving wife. We are on opposite sides of the spectrum when it comes to money. I am more of a saver, thinking of tomorrow, planning for the future and she is more of a “let’s have fun today before we all die tomorrow” kind of person. Which really makes it difficult when it comes to dealing with money and our finances?

I think being poor is evil – making Money is not evil …
I finally was able to get my daughter to read – Rich Dad Poor Dadmaking money is not evil
by Robert T. Kiyosaki

Not because I want her to be a money hungry capitalist with no heart, but rather, I want her to think differently when it comes to money. In today’s economic crisis, the several years (2006 – 2013 and possibly more) of economic stagnation, low wages and high prices – millions of people are learning that having a job is not the same as having security. We are all learning that depending on the government to solve our problems truly is “riskier” than playing the stock market.

Wanting Better for your Kids Financially?
Really, is it bad to want better for your kids, financially speaking? Or maybe just the chance to change the way your kids look and think about money, about how it can work for them. I went to the book store the other day and I saw hundreds of posters and stickers about “buy 2 get one free” deals. Everyone is hurting in this economy, but the wealthy or “smart people” weather it better because they have options and a different kind of mind set, as where regular people like me are stuck making money [income] at a dead end job. If you love your job, if you love your career – hey that’s great. But when the kids ask for toys, milk or an unexpected expense comes along that breaks your bank – you only have “X” amount of dollars to work with because your boss is not going to go out of his way to give you a raise.

I watch the gas pump like a hawk [ not that it does me any good ] and at my job [ where I make most of my money after taxes ] I see people purchase with the gas pump in mind. What I mean is that people will say things like “I have to watch my pennies, gas is too high”. Why, because even with a job, we live on a fixed income and every time gas goes up, food prices go up – and our dollar [ spending power ] dramatically drops. We have all heard it before, “I remember when milk was five cents and gas was…” Our money is shrinking in value even while it sits in the bank collecting miniscule interest rates.

No, I don’t want my kids to be greedy, make money at all cost kind of people. But I do want them to think differently, see the world differently. Have the insight to take educated risk and plan wisely for the future. Rather than be like dad and save, save, save and be no farther ahead than I was 20 years ago. Or worse – be like Mom and millions of other Americans who live for today and now 20 years later still can’t see that they are no better off than they were before.

Growing old to find out that making money is not evil, but important
I watch my father in-law who only has a year to go before he retires at age 50. It’s great that he has a job that gives him that flexibility, but he often wonders if he can afford to retire. He is concerned with the fact that the money he makes, the money he saved, will it be enough for him to live a comfortable life? I listen to him and wonder, what will I be thinking, doing, when it’s time for me to retire? Will I be able to retire?

Do I want my kids to do the same or can I teach them to do things differently, to think in ways that will offer them opportunities, make life better for them in the long run? That when they reach the age of 40 or 50, they will be able to retire with little worries and if they work, it’s because they want to – not because they need to make money in order to survive.

I’m not talking about making them into millionaires – just better off than me.

Making money is not evil, being poor is evil and while many scream out loud that seeking money is wrong, money is corrupt, that rich people are evil – the middle class becomes the new poor and only God knows what will happen to the poor.

About

Happy, crazy loving father of two who believes the world is a bit off kilter. I spend a lot of time trying to teach my children to be better than me - I hope they appreciate it.

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